Terms of Service

Last revised: October 21, 2026

These Terms of Service ("Terms") are an agreement between you and O6D4 LLC, a Delaware limited liability company doing business as Plus ("Plus", "we", "us", or "our"). They govern your access to and use of the Plus mobile app, the website at plus.inc, and related services (collectively, the "Services"). By accessing or using the Services, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, do not use the Services.

1. Eligibility and accounts

You must be 18 or older to use the Services. You are responsible for your account, for all activity under it, and for keeping your sign-in credentials secure. Notify us at support@plus.inc if you believe someone has accessed your account without permission.

2. The Services

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Services for your own personal, non-commercial use. We and our licensors retain all rights, title, and interest in the Services. You may not use the Services except as these Terms permit.

3. Your content and data

  1. As between you and us, you retain ownership of the data you connect and the content you submit ("Your Content").
  2. You grant us a limited license to access, store, and process Your Content to provide the Services to you and conduct the limited evaluations described in our Privacy Policy. This license does not permit model training, fine-tuning, advertising use, or unrestricted human review. It ends when content is deleted, except for the limited retention required by law described in that policy.
  3. You represent that you have the right to connect the accounts and data you connect, and that doing so complies with the terms of those services and with applicable law.
  4. You can disconnect connected accounts or request deletion of your Plus account as described in our Privacy Policy.

4. AI output

The Services use AI, which can make mistakes. Output may be inaccurate, incomplete, or out of date, and you should independently verify anything important before relying on it. Output is not legal, financial, medical, or other professional advice. As between you and Plus, you may use output generated for you, subject to these Terms and any third-party rights. Output may not be unique or eligible for intellectual property protection. Plus is not an emergency or crisis-response service.

5. Acceptable use

You agree not to:

  1. Violate any law or use the Services to harm others
  2. Connect accounts or data you have no right to use
  3. Access or attempt to access another person's data, or interfere with or circumvent the security of the Services
  4. Scrape, decompile, reverse engineer, or place an unreasonable load on the Services
  5. Use the Services or their output to build or train a competing product or AI model

6. Third-party services

The Services may connect to third-party services we do not control. Your use of those services is governed by their own terms, and we are not responsible for them.

7. Beta

The Services are in beta. Features may change, break, or be discontinued, and data may be lost. We do not guarantee that the Services will be available at any particular time.

8. Notifications

If you turn on push notifications, we may send you notifications. You can turn them off in your device settings.

9. Termination

You can stop using the Services at any time and request account deletion as described in our Privacy Policy. We may suspend or terminate your access if you violate these Terms or if your use puts the Services or other people at risk. Any provisions of these Terms that by their nature should survive termination will survive, including Sections 3.3 and 10 through 15.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA, PROFITS, OR REVENUE. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES IS LIMITED TO THE GREATER OF $100 OR THE AMOUNT YOU PAID US IN THE 6 MONTHS BEFORE THE CLAIM AROSE.

12. Indemnification

You agree to indemnify and hold harmless Plus and its members, managers, and agents from any claims, losses, and expenses (including reasonable attorneys' fees) arising out of your violation of these Terms or your misuse of the Services.

13. Apple App Store

If you downloaded the app from the Apple App Store, these Terms are between you and us, not Apple. Apple has no obligation to provide support for the app and is not responsible for any claims relating to it. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

14. Governing law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Services will be resolved exclusively in the state or federal courts located in San Francisco County, California, and you and we consent to their jurisdiction.

15. General

These Terms, together with our Privacy Policy, are the entire agreement between you and us about the Services. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of our business.

16. Changes to these Terms

We may update these Terms from time to time. If a change is material, we will update the date above and notify you in the app or by email. We will ask you to accept material updates before continuing to use the Services. Acceptance of these Terms does not replace separate consent required for particular data uses. We keep a record of the document versions you accept and the time of acceptance.

17. Contact us

If you have questions about these Terms, email us at support@plus.inc.